Monday, 24 March 2014

Top Ten Money Saving Tips

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Last day, I read a financial secrets book that forced me to write this post. I have collected the top ten money saving tips from that book. I firmly believe that if anyone can turn his financial goals around these secrets, it could bring prosperity to his life.If you just take the first step – the first step is always the difficult one. After that, you start taking more and more steps to the prosperity and before you know it, your financial life is getting better and better. It is a complete money saving plan for your life. What follows next? It is a list of top ten ways of money saving. You need to take each of these steps that are so simple moves you can make to improve your financial situation. Some of these ways take just a few minutes. when combined together these tips can save you a lot of money now.

1. Less Market Visits
Whenever you are going to the market, you are always buying something. Sometimes, you are just there to buy a single household or grocery item  but when you see something else you may try to buy that. It puts an extra burden on your pocket that you even don't notice sometimes. I recommend planned and lesser visits to the shopping mall and markets, usually once or twice a month. It saves you from buying unnecessary things.

2. Less Watching The Television.
watching less television could save a lot of money. There are a so many benefits to this: less exposure to guilt-inducing ads, more time to focus on other things in life, less electrical use, and so on. It’s great to unwind in the evening, but seek another hobby to do that.
3. Keep Following The Thirty Day Rule. 
Whenever you’re considering thirty day plan you're avoiding the  unnecessary purchases. I wait thirty days and then ask myself if I still want that item. Quite often, I find that the urge to buy has passed and I have saved myself some money by simply waiting. If you want, you can even keep a “thirty day list” where you write down the item and the day you’ll reconsider it, but I prefer just to keep this one in my head – that way, I often just forget about the unimportant things.

4. Arrange Gatherings At Home
Sometimes we ought to celebrate a party or something that can be celebrated by two possible ways. Either you have to visit a hotel or you can cook something at home. I prefer cooking at home. Dinning out always increases your budget. you can plan your parties at home and I'm sure it would reduce your monthly budget. Almost every activity at home is less expensive than going out.
5. Educate your Children to Save money
Child education is an Elementary field of life. However, sometimes we only take part into their academic education and schooling but we miss their social training. If your child knows how to save money, it can help your budget as well. I don't mean that you don't fulfill your child needs but let's educate them about what is good.
6. Give up Smoking, alcohol, and drugs.
Those bad habits can cause money to flow away from you with nothing in return. Call up your fortitude and work hard to kick the habits and you’ll find that money staying in your pocket instead of burning up and floating away. Sometimes, you may feel it tough but it is better to leave. 

7. Keep a price comparison
Try to keep a price comparison and find a cheaper grocery store. Most of us get in a routine of shopping at the same grocery store, even though quite often it’s not the one that offers the best deals on our most common purchases. Fortunately, there’s a simple way to find the cheapest store around. Just keep track of the twenty or so things you buy most often, then shop for these items at a variety of stores.

8. Clean Your House
Cleanliness is always a healthy activity. It is a health benefit alongwith financial benefits too. When you keep your household items clean, it tends to increase their life. Dusty things keep a lesser life. Clean things could stay longer.

9. Save Your Fuel
If you can walk a bit by keeping your car closed, it will save your fuel. Suppose, you have to visit a market nearby that is just at 5 minutes walk from your home, it's never a wise decision to take out your car for that small journey.  It will also increase your car's life.

10. Make Your Own Gifts
Sometimes, you may try expensive gift ideas but it can be done the other way. You can make food mixes, candles, bread, cookies, soap, and all kinds of other things at home quite easily and inexpensively. These make spectacular gifts for others because they involve your homemade touch, plus quite often they’re consumable, meaning they don’t wind up filling someone’s closet with junk.
I never mean you start living miser but you should manage yourself according to your pocket. I hope these money saving tips can bring prosperity to your life. 


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